Ezfinanz - We make lending EZ! 1.0.40

Ezfinanz offers a range of financial products including consumer loans, wellness loans, and personal loans tailored to meet customer needs. Operating as a brand of Sai Roshni Capital Pvt Limited, a Non-banking Financial Company (NBFC) incorporated under the Companies Act, 1956, Ezfinanz provides digital convenience through its app, enabling users to make payments, track their loan schedules, and apply for new personal loans.

Personal Loan Tenure & Charges:

• Applicants can apply for instant personal loans up to Rs 5 lakhs with quick approval and disbursement, requiring minimal documentation.
• Loan amounts available range from Rs 50,000 to Rs 5,00,000.
• Repayment tenures extend from 6 months to 60 months.
• The applicable Annual Percentage Rate (APR) varies between 12% and 26%.
• Processing fees range from 1% to 3% of the loan amount.

Representative Example:

• Total loan cost: Rs 2,48,000
• Interest rate: 12% per annum (flat rate) over 24 months
• Principal amount: Rs 2,00,000
• Interest amount: Rs 48,000
• Monthly repayment: Rs 10,334
• Processing fee: 1% of the principal amount
• Processing fee amount: Rs 2,000 (fees may vary based on tenure and loan amount)

Security & Privacy:

• Ezfinanz emphasizes data security and privacy. Their backend APIs adhere to mandated security standards and employ robust protocols to safeguard user information.

Contact Information:

• Email: [email protected]
• Phone: +91 7347778899

For grievance redressal, requests can be directed to [email protected].